Legacy Wealth Solutions

Effective Date : October 1st, 2020

Last Updated : January 15th, 2025

[Your Company Name] ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your Personal Identifying Information (PII) and Personal Financial Information (PFI) when you visit our website ([Website URL]) and use our services.

1. Information We Collect

We collect the following categories of information:

1.1 Personal Identifying Information (PII):

Full NameEmail AddressPhone NumberPhysical AddressDate of BirthSocial Security Number (SSN) or Taxpayer Identification Number (TIN)Identification Documents (e.g., Passport, Driver’s License)

1.2 Personal Financial Information (PFI):

Bank Account DetailsCredit/Debit Card InformationFinancial Transaction HistoryIncome DetailsInvestment InformationTax Information

1.3 Automatically Collected Information:

IP AddressBrowser TypeOperating SystemCookies and Usage Data (e.g., pages visited, session duration)

2. How We Use Your Information

We use the information collected for the following purposes:

To provide and manage our services. To verify your identity and prevent fraud. To process payments and manage financial transactions. To communicate with you about account updates, security alerts, and service-related matters. To comply with legal and regulatory requirements. To improve website functionality, user experience, and service offerings.

3. Sharing of Information

We do not sell or rent your information to third parties. However, we may share your information under the following circumstances:

3.1 Service Providers:

We may share your information with trusted third-party service providers that perform services on our behalf, such as:

Payment processorsData hosting servicesCustomer support providersFinancial institutions

3.2 Legal Obligations:

We may disclose your information:

To comply with legal requirements, such as subpoenas or court orders.To respond to lawful requests by public authorities, including law enforcement or government agencies.

3.3 Business Transfers:

In the event of a merger, sale, or acquisition, your information may be transferred to the acquiring entity under strict confidentiality agreements.

4. Data Security

We implement robust security measures to protect your PII and PFI:

Data encryption in transit and at rest (e.g., SSL/TLS, AES-256).Multi-factor authentication (MFA) for account access.Regular security audits and vulnerability assessments.Restricted access to sensitive information based on the principle of least privilege.Monitoring for unauthorized access or unusual activity.

5. Data Retention

We retain your information only for as long as necessary to:

Fulfill the purposes outlined in this Privacy Policy.Comply with legal and regulatory obligations.Resolve disputes and enforce our agreements.

When no longer required, your data will be securely deleted or anonymized.

6. Your Rights

Depending on your jurisdiction, you may have the following rights:

6.1 Under GDPR:

Access: Request a copy of your data.Rectification: Request correction of inaccurate or incomplete data.Erasure: Request deletion of your data ("right to be forgotten").Restriction: Request restricted processing of your data. Data Portability: Request transfer of your data to another service provider.Objection: Object to data processing based on legitimate interests.

6.2 Under CCPA:

Access: Request disclosure of the categories and specific pieces of personal information collected.Deletion: Request deletion of your personal information.Opt-Out: Opt-out of the sale of personal information.Non-Discrimination: Exercise your rights without facing discrimination.

To exercise your rights, please contact us at [Contact Email or Web Form].

7. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience and analyze site usage. By continuing to use our site, you consent to our use of cookies. You can manage your cookie preferences in your browser settings.

8. International Data Transfers

If you access our site outside [Primary Jurisdiction], your information may be transferred to, stored, or processed in countries with different data protection laws. We take steps to ensure appropriate safeguards are in place, such as Standard Contractual Clauses.

9. Children's Privacy

Our services are not directed at individuals under the age of 18. We do not knowingly collect or process information from minors without verifiable parental consent.

10. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices, legal requirements, or other reasons. We encourage you to review this page periodically. Updates are effective upon posting.